Should Vocation and Location Affect Retirement Solutions?
Yes. Financial assets represent only one aspect of a person’s total wealth. A participant’s human capital, home location, and pension benefits have value that may exceed that of their financial assets. Research concludes that employersEmployers interested in improving participant outcomes should consider non-financial assets when developing retirement solutions.
Paper Cover: Why Human Capital Matters to Retirement Plan Participants
Download the white paper to learn:
How to take into account a participant’s non-financial assets
The impact various industries can have on building retirement solutions
How the differences in industry may affect portfolio equity allocation
Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. The Morningstar name and logo are registered marks of Morningstar, Inc. Opinions expressed are subject to change without notice. Morningstar Investment Management shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, the information, data, analyses or opinions or their use. This commentary is for informational purposes only. The information, data, analyses, and opinions presented herein do not constitute investment advice, are provided solely for informational purposes and therefore are not an offer to buy or sell a security. Before making any investment decision, please consider consulting a financial or tax professional regarding your unique situation.
Download the White Paper

By submitting your information, you hereby confirm that you are a financial professional or retirement plan administrator.