Should Vocation and Location Affect Retirement Solutions?

Yes. Financial assets represent only one aspect of a person’s total wealth. A participant’s human capital, home location, and pension benefits have value that may exceed that of their financial assets. Research concludes that employersEmployers interested in improving participant outcomes should consider non-financial assets when developing retirement solutions.

Paper Cover: Why Human Capital Matters to Retirement Plan Participants

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	How to take into account a participant’s non-financial assets
	The impact various industries can have on building retirement solutions
	How the differences in industry may affect portfolio equity allocation

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