Morningstar
Building Better Core Menus
With the mass adoption of default investment solutions in retirement plans, the type of investor that uses the core retirement plan menu has changed. Many participants are defaulted into solutions such as target-date funds and managed accounts. The remaining individuals who choose to go fishing in the core menu to build their retirement portfolio are often signifcantly more investment savvy than the average participant. Despite the shift in the type of investor core menus serve, the core menu itself has not changed.
Paper Cover: Building Better Core Menus in the Age of Default Investments
Download the white paper to learn:
The history behind DC plans and the rise of defaults
How the investors using the core menu have changed
A new proposed "breadth is better than depth" approach to core menus
Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. The Morningstar name and logo are registered marks of Morningstar, Inc. Opinions expressed are subject to change without notice. Morningstar Investment Management shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, the information, data, analyses or opinions or their use. This commentary is for informational purposes only. The information, data, analyses, and opinions presented herein do not constitute investment advice, are provided solely for informational purposes and therefore are not an offer to buy or sell a security. Before making any investment decision, please consider consulting a financial or tax professional regarding your unique situation.
Download the White Paper

By submitting your information, you hereby confirm that you are a financial professional or retirement plan administrator.