Building Better Core Menus
With the mass adoption of default investment solutions in retirement plans, the type of investor that uses the core retirement plan menu has changed. Many participants are defaulted into solutions such as target-date funds and managed accounts. The remaining individuals who choose to go fishing in the core menu to build their retirement portfolio are often signifcantly more investment savvy than the average participant. Despite the shift in the type of investor core menus serve, the core menu itself has not changed.
Paper Cover: Building Better Core Menus in the Age of Default Investments
Download the white paper to learn:
The history behind DC plans and the rise of defaults
How the investors using the core menu have changed
A new proposed "breadth is better than depth" approach to core menus
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